Atlas Essential America vs Patriot America Lite
Compare & Buy the Best Visitors Insurance for USA
Atlas Essential America vs. Patriot America Lite Insurance Comparison
Always compare visitors insurance plans like Atlas Essential America vs Patriot America Lite Insurance, this helps you to review plan benefits to find the best visitors health insurance for relatives or parents visiting the USA. Both are economical coverage for visitors to USA and are very similar budget value plans offered by two different plan administrators and also policy underwriters, which are all independent companies. The key difference between the two plans is that the Atlas Essential America Insurance plan is underwritten by Lloyd’s of London, while Patriot America Lite Insurance is underwritten by SiriusPoint Specialty Insurance.
Which is Better? Atlas Essential America or Patriot America Lite
Our extensive experience and research in Patriot America Lite vs Atlas Essential America Insurance plans has found the following highlighted options that are popular visitor medical insurance plans with best comprehensive coverage up to the plan maximum benefit selected at the time of purchase of the policy.
- Atlas Essential America – Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs, includes acute-onset or sudden relapse of pre-existing condition coverage for ages below 80 years. For ages 65-79 years, maximum coverage choices limited to $50K or $100K USD, with pre-existing condition coverage maximum limited to $50K or $100K. COVID-19
- Patriot America Lite – Value plan w/ no pre-existing benefits included, suits healthy parents ages 70-79 years w/ maximum coverage limited to $50K USD. Plan does not cover sudden relapse / acute-onset pre-existing condition benefits, also does not include coverage for coronavirus being treated as any other included sickness, also includes injury coverage, maximum choices up to 1 million for ages below 70 years.
Atlas Essential America
Budget Comprehensive Coverage COVID-19
Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.
- Suits budget travel by visitors
- Cheap comprehensive for USA
- Also intl. travel outside America
- No acute-onset of pre-ex cover
- Buy 5 days up to 1 year max.
- Easy quote & purchase online
- Insurance ID cards/letter emailed
- Renew before expiration date
- Cancel prior to start, full refund
Atlas Essential Insurance Review
Covers COVID-19 – Testing/treatment of coronavirus included.
Whether you are traveling on a budget for business or pleasure, Atlas Essential Insurance may be just what you’re looking for. Plans are available from a minimum of 5 days or more. In addition to medical benefits for injuries and illnesses, Atlas Essential Insurance includes benefits for emergency medical evacuation, terrorism, political evacuation, and adventure sports. Atlas Essential plan is underwritten by Lloyd’s, and is administered by WorldTrips.
Patriot America Lite
Plan for Travel to USA or Intl.
Value plan w/ no pre-existing benefits included, suits healthy parents ages 70-79 years w/ maximum coverage limited to $50K USD.
- Cheap comprehensive plan USA
- No acute-onset pre-ex cover
- Medical evacuation/repatriation
- Maximum choices $50K to $1M
- Deductible from $0 to $2,500
- Buy from 5 days, renew 2 years
- Renew before expiration date
- Cancel prior to start for refund
- Easy quote, apply & purchase
- ID cards/visa letter/proof sent
Patriot America Lite Review
Covers COVID-19 – Testing/treatment of coronavirus included.
Patriot Lite provides coverage for visitors to USA or non-US citizens traveling to America and outside their home country. Patriot America Lite plan is very similar to the Patriot America Plus Insurance policy, but the Patriot Plus plan provides enhanced benefit for the feature Acute Onset of a Pre-existing Condition coverage” up to plan maximum selected for individuals under age 70. Patriot America Lite is underwritten by SiriusPoint Specialty Insurance and is administered by International Medical Group (IMG).