NO PPO Network, if insured is:
- Traveling Outside USA
- Go to any Doctor or Hospital
Atlas America Insurance Provider PPO Network
WorldTrips (formerly Tokio Marine HCC – MIS Group) as the plan administrator for the Atlas America Insurance and other WorldTrips insurance plans maintains relationships with a network of hospitals, laboratories, and doctors (physicians/specialists) in the United States and throughout the world through its vast Preferred Provider Organization (PPO) Network. Look-up the WorldTrips PPO Network for Provider Network (USA and International) to find hospitals, doctors, labs, urgent care centers, emergency rooms, and other caregivers/health providers within the U.S. that can be search by zip code in USA. The provider Preferred Provider Organization (PPO) services are provided within the United States of America. Many of your provider selection decisions will be based on geographical location and provider specialties – Inside the USA and Outside of the US. Please check your ID card for one of the networks – UnitedHealthCare PPO Network and FirstHealth PPO Network.
Did you Know? The advantage of having a PPO Network is you save on coinsurance amounts, but also any additional in-network discount may apply. Tokio Marine HCC – MIS Group offered comprehensive plans have PPO network access, they participate in either the UnitedHealthCare PPO or the FirstHealth PPO network, depending your citizenship (or primary passport used). However, certain fixed benefit plans do NOT have PPO network access.
Provider PPO Network Verification
What Name to Mention when Verifying with Care Providers
In the US, when you call a doctor’s office for an appointment or present your ID card to a provider, it is important for you to say exactly as noted below. Otherwise, listed providers WILL NOT recognize this language or evidence presented, and may wrongly state that the plan is NOT accepted.
WHAT TO ASK: “My insurance uses the United Healthcare PPO Network (or the FirstHealth PPO Network) and I found your name listed as a provider on their PPO network search listings.”
WHAT TO PRESENT: Always ONLY present your insurance ID card which you received upon purchase of the policy.
WHAT NOT TO SAY: “I have Atlas America Insurance” or “I have Atlas Insurance” or “I use Atlas PPO Network” or “I use WorldTrips” or “I use Tokio Marine HCC” or “I use HCC Insurance” etc.
WHAT NOT TO PRESENT: Do NOT present other documents such as plan brochure or certificate wording or email as proof of coverage.
Atlas America PPO Network
Find a network doctor, hospital, lab or health care provider in your area who is part of the PPO network. The PPO directory is updated on a routine basis; however, changes may be made between updates. To ensure that the physician you have selected is in the network, please contact the physician’s office to confirm his or her participation. When seeking care within the U.S. only, coinsurance savings and any other in-network discount may apply. Refer to your ID card for appropriate PPO network.
For Seeking Treatment Within the United States
Atlas America PPO Network
Atlas America plan administrator actively maintains relationships with a wide array hospitals, doctors and other care givers under the Atlas plans using third-party networks such as FirstHealth PPO Network and UnitedHealthCare PPO Network.
To locate a Preferred Provider Organization (PPO) network provider for medical care and health related services for Atlas Travel Series for coverage in USA, with a list of participating facilities and doctors in U.S. network, search by US zip code using the link below 24 hours a day, 365 days a year. The respective PPO networks offers nationwide coverage across the U.S. with concentrations in metropolitan and urban cities, traditional travel states, and many rural areas. To search for doctors, hospitals and other care providers participating in the the respective PPO Networks, please search the links below.
For Seeking Treatment Outside the United States
Atlas International Provider Network
There is no PPO Network outside the U.S., you can seek treatment and medical care in many countries and territories worldwide with any hospitals and clinics or physician offices. Save your receipts and file your claims online.
However, you can search to find doctors and hospitals outside the U.S. easily online using this link – click here.
Which PPO Network? Check Logo on Insurance ID card
Please refer to the PPO Network logo on the back of ID cards. In the USA only, in-PPO network discounts may apply for Atlas Travel Series, and other Tokio Marine HCC – MIS plans. Also, certain plans such as Atlas America will waive the coinsurance amounts if you stay within the PPO network.
UnitedHealthCare PPO Network
If you are a non-U.S. and non-EU citizen or resident visiting the USA, find Doctors, Hospitals, other Care Providers in the UnitedHealthCare PPO network.
FirstHealth PPO Network
If you are EU citizen traveling within the USA, find Doctors, Hospitals, other Care Providers that are in the FirstHealth PPO network.