InterMedical Travel Medical Insurance for Coverage Abroad
Review the InterMedical Insurance, plan provides low-cost travel medical insurance coverage internationally for traveling outside the U.S., from 5 days up to 1 year, administered by Travel Insurance Services (TIS).
COVID-19 / SARS-CoV-2: InterMedical Insurance purchased on or after April 15 2021, COVID-19 will be be covered and testing/treatment will be excluded from coverage. The Novel Coronavirus Disease, COVID-19, was declared a pandemic by the World Health Organization (WHO) in March 2020.
InterMedical Insurance is a low cost medical insurance coverage designed for people traveling outside the U.S. and outside their home country, for up to one year. The plan features emergency medical evacuation and is underwritten by Lloyds. InterMedical Insurance plan is designed for people who are living or traveling outside their home country from as short as 1 day and up to 12 months (1 year), providing high limit illness and accident expense protection at a reasonable cost. Inter Medical Insurance also provides you with 24-hour access to emergency assistance services through AIG Assist. Inter Medical Insurance is a afforable global medical insurance plan for visitors for trips outside the US and home country.
Every year, people traveling in foreign countries need emergency medical care and are unprepared for the high costs involved. Your present health care insurance or HMO may not pay for medical expenses incurred outside the U.S.; Medicare and most Medicare supplements offer little or no protection outside the U.S. Most U.S. medical policies, HMOs and PPOs do not pay for medical evacuations, a cost that can easily add up. InterMedical provides excellent international medical insurance and medical evacuation coverage, and can help you locate care. You’ll have peace of mind for your next trip abroad.
The policy is administered by Travel Insurance Services, Columbus, Ohio, a designer and marketer of travel insurance and international travel health insurance since 1973.
InterMedical Insurance Review
InterMedical Insurance policy plan review and highlights of coverage. InterMedical Travel Health Insurance plan highlights are as follows:
- Eligibility: non-US citizens and US citizens traveling outside the U.S.
- Choice of Medical Maximum selections and affordable daily rates.
- For individuals age 65+, maximum plan coverage is $100,000.
- Covid-19 is covered as any other illness under the Medical Expense maximum. (Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary.)
- Emergency medical evacuation and repatriation of mortal remains.
- Hospitalization, surgery, prescription drugs, ambulance service, emergency dental treatment and doctor visits.
- Common Carrier Accidental Benefit and Accidental Death and Dismemberment (AD&D)
- Immediate coverage available, print virtual ID cards instantly after purchase.
- Outbound Coverage for non-US citizens and US citizens traveling outside the U.S.
- Plan choices include Plan A, Plan B, featuring various limits and benefits
- Outbound Coverage for non-US citizens and US citizens traveling outside the U.S.
- Two plan choces, Plan A and Plan B, with coverage limits, each with a $50 deductible per injury or illness.
- Instant Delivery of your Confirmation of Insurance by email when you enroll online.
- High limit AD&D amount can be upgraded, adds to Accidental Death and Dismemberment coverage.
- Green Card Holder eligible, online application effective on the same day.
- Administered by Travel Insurance Services.
- Renew online to extend policy coverage dates up to 12 months.
Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.