Seven Corners Travel Medical Basic (Excluding US)
Seven Corners Travel Medical Basic - International is an economical non-USA comprehensive plan for international travelers seeking reliable coverage excluding the USA and outside their home country, purchase coverage from 5 days up to 364 days, renewable. Underwritten by Crum & Forster, SPC (C&F) and administered by Seven Corners Travel Insurance.
COVID-19 / SARS-CoV-2 / Coronavirus Seven Corners Travel Medical Basic – International plan includes coverage for testing/treatment of COVID19. The World Health Organization (WHO) and the U.S. Centers for Disease Control and Prevention (CDC) declared it as a global pandemic in 2020.
Seven Corners Travel Medical Basic International policy is designed to protect international travelers outside their home country and excluding coverage in the USA. The plan provides comprehensive travel medical insurance coverage for anyone traveling internationally.
The Seven Corners Travel Medical Basic International plan offers up to $1 million coverage from a minimum duration of 5 days up to a maximum of 364 days. To buy this plan, you must be at least 14 days of age or older and traveling outside outside your home country.
The Seven Corners Travel Medical Basic International plan is designed to provide comprehensive medical coverage for international travelers seeking a low-cost option. It meets the requirements for certain visas, such as the Schengen visa. Pricing varies based on factors like age, trip cost, and destination, but actual premium rates can be quoted online.
- Quote and Buy Seven Corners Travel Medical Basic International Insurance online
- Review the Seven Corners Travel Medical Basic International Insurance Brochure
- Review the Seven Corners Travel Medical Basic International Insurance Certificate
Seven Corners Travel Medical Basic International Insurance is administered by Seven Corners Travel Insurance and is underwritten by Crum & Forster, SPC, rated A (Excellent) by AM Best. C&F is a United States Fire Insurance company.
Seven Corners Travel Medical International Insurance Plans
Seven Corners Travel Medical International is available in two non-USA plan options:
- Seven Corners Travel Medical Choice – USA – Popular comprehensive plan option, maximum up to $1 million, renew up to 364 days (1 year).
- Seven Corners Travel Medical Basic – USA – Reliable and economical comprehensive plan selection, maximum up to $1 million, renew up to 364 days (1 year).
Seven Corners Travel Medical Basic International Insurance Review
Economical Plan for Intl. Travelers
Notes: Economical comprehensive medical coverage for international tourists traveling outside home country and seeking reliable coverage excluding the United States, includes sudden relapse with acute-onset pre-existing condition benefits for ages below 70 years. Covers Covid-19. Renewable.
Eligibility: Any foreign national individuals and/or family visiting the USA or traveling to any other nation outside home country, and for US citizens who are traveling abroad to any overseas destination.
Coverage Duration: Minimum of 5 days to maximum of 1 year (364 days)
Amounts:
- Member maximum limits: $50K to $1 million
- Choice of deductible: $0 to $5,000
- AD&D benefit: $10K (included)
PPO Network: For treatment received outside the USA, plan has no Preferred Provider Organization (PPO) network, seek care with any doctor or hospital for medical care.
Renew or Extend: Plan renewable or extendable to total period of 364 days prior to expiration date of policy.
Other Highlights
- Provides health protection for travel excluding USA
- Covers worldwide trips outside your home country
- For ages of above 14 days and below 100 years
- Sickness/injury plan for international travelers
- Includes coverage for Covid-19/Coronavirus
- Acute-onset of pre-conditions included
- Quote & purchase online for single trip
- Optional riders to policy available
Seven Corners Travel Medical Basic International Insurance Policy Information
Seven Corners Travel Medical Basic Insurance (Excluding US) is an economical plan offering reliable benefits for anyone traveling outside their home residency country excluding the United States and, plan offers renewable coverage with up to $1,000,000 in medical benefits. The plan covers COVID-19 the same as any other illness for all ages. It also offers you choice of deductible, a medical maximum up to $1,000,000 for most ages and a $500,000 emergency medical evacuation benefit. Policy Underwritten By: Crum & Forster SPC & AM Best Rating: A (Excellent).
Seven Corners Travel Medical Basic (International) - Plan Overview
- Plan Highlights:
- Suited for international travelers & tourists outside their home country
- Travel medical insurance for individuals/families for travel excluding the United States
- Travel health insurance for anyone traveling abroad excl-USA
- Comprehensive plan that provides up to US$1,000,000 medical coverage
- Plan offers coverage for COVID19 treatment and care
- Seek medical care with any hospital or doctor
- Coverage for age group of minimum of 14 days old onwards up to 80+ years
- US$10,000 Accidental Death and Dismemberment benefits
- Medical Evacuation and Emergency Reunion benefits included
- Eligibility: International travelers visiting outside their home country, excluding USA.
- Policy Maximum: Plan offers maximum coverage from US $50,000 to $1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000 or $100,000 and for 80 years and older it is $10,000.
- Plan Deductible: Options of US $0, $100, $250, $500, $1000, $2500 or $5,000 deductible per certificate period.
- Duration: Minimum period of 5 days to maximum period of 364 days.
- Acute Onset of Pre-Existing Conditions: Provides as follows: Cardiac Condition and/or Stroke: 14 days to 69 years old: $50,000
70 to 79 years old: $5,000 80 years and older: N/A
Other than Cardiac Condition and/or Stroke:
14 days to 69 years old: $75,000 70 to 79 years old: $7,500
80 years and older: N/A - Coverage for COVID-19: Provides COVID-19 treatment benefit up up to $100,000* in medical expenses for COVID-19, SARS-Cov-2, and any mutation or variation of SARS-CoV-2.
- Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included
- Claims Form: Download the claim form using Seven Corners Insurance Claims link.
- Administrator: Plan is administered by Seven Corners Inc.
- Underwriter: Underwritten by Crum & Forster SPC & AM Best Rating: A (Excellent).
Seven Corners Travel Medical Basic (International) Plan Details
The policy is designed for international tourists and travelers from any country traveling outside their home country with the exclusion of the United States. Plan includes coverage for testing/treatment of the Covid-19 sickness.
| Seven Corners Travel Medical Basic International | |
| Quote / Buy Seven Corners Travel Medical Basic International Insurance Online | Seven Corners Travel Medical Basic International Insurance Quote |
| Plan Brochure | Seven Corners Travel Medical Choice International Insurance Brochure |
| Coverage Period or Duration | Coverage period minimum duration of 5 days and maximum length of 364 days (12 months) |
| Coverage Area | Worldwide coverage ages with “Excluding” or “Including” the United States options available |
| Benefit Period | 180 days (amount of time you have from the date of your injury/illness to receive treatment). |
| Maximum Medical Benefit Per Person | Ages 14 days to 69 years: $50,000, $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000 Ages 70-79 years: $50,000 Ages 80+ years: $15,000 Note: For ages 70-79 years needing worldwide “Excluding” the United States, medical maximum of $100,000 also available |
| Deductible | Choices include: $0; $100; $250; $500; $1,000; $2,500, and $5,000. Note: There is a maximum of 3 coverage period deductibles per family |
| Coinsurance Options | For treatment received inside USA: In PPO Network: 90% of the first $5,000, then 100% up to the Medical Maximum Out of PPO Network: 80% of the first $5,000, then 100% to the Medical MaximumFor treatment received outside of the U.S.: Outside the United States: Plan pays 100% of eligible expenses Note: Co-insurance is applied per person per period of coverage |
| Hospital Room & Board | URC Up to Plan Maximum. |
| Inpatient Hospital Services | URC Up to Plan Maximum. |
| Outpatient Hospital / Clinical Services | URC Up to Plan Maximum. |
| Emergency Room Services | URC Up to Plan Maximum. |
| Doctor’s Office Visits | URC Up to Plan Maximum. |
| Prescription Drugs | URC Up to Plan Maximum. |
| Home Healthcare | $2,500 Maximum |
| Local Ambulance | $10,000 Maximum |
| Hospital Indemnity | Applies outside the United States & Canada; $150 per day to a maximum of 30 days. |
| Coma Benefit | $25,000 (in addition to Medical Maximum) |
| Claims Precertification | Required in the United States If not pre-certified, 25% penalty applies Note: Penalty does not apply to emergency |
| Home Country Coverage | Incidental Trips to the home country: Up to $10,000 for incidental trips to Home Country Home Country Extension of Benefits: Up to $10,000 upon return to Home Country |
| Pre-existing Condition Coverage | US Residents outside of the United States: Waiver of Pre-existing Conditions up to $50,000 for below age 70 (age 70+, up to $10,000). Emergency Services & Assistance limited to $25,000 Non-US Residents traveling to the United States: Acute Onset of a Pre-existing Condition up to $30,000 for below age 70 (age 70+, up to $5,000). Emergency Services & Assistance limited to $25,000 |
| Dental Benefit | Sudden Relief of Dental Pain: $200 Emergency Dental Accident Coverage: $5,000 |
| Emergency Medical Evacuation | Up to $1,000,000 (in addition to the medical maximum) |
| Return or Repatriation of Mortal Remains | Up to $50,000 lifetime maximum |
| Local Cremation or Burial | Up to $5,000 |
| Emergency Medical Reunion | Up to $200 per day / $50,000 maximum limit |
| Accidental Death & Dismemberment (AD&D) | Limits of $50,000 for insured or travel companion, $5,000 for dependent children, and aggregate limit of $250,000 all insured under plan Note: In the event of a Common Carrier Accidental Death, this benefit will not be paid |
| Common Carrier Accidental Death Benefit | $50,000 for insured or travel companion; $10,000 per child ; and aggregate limit of $250,000 all insured under plan |
| Hospital Expenses | Hospital Room & Boarding charges, Intensive Care Unit & Expenses for Inpatient and Outpatient Care Up to Usual, Reasonable & Customary (URC) to the medical maximum |
| Hospital Indemnity | $150/night to a maximum of 30 days per occurrence, while traveling outside the U.S. Note: This amount is paid for the hospital incidental charges, and separate from the hospital treatment expenses |
| Coma Benefit | $50,000 (in addition to the medical maximum) |
| Political Evacuation | Up to $50,000 lifetime maximum |
| Natural Disaster Benefit | Daily Benefit Up to $100 per day for 5 days |
| Natural Disaster Evacuation | Up to $50,000 lifetime maximum |
| Return of Minor Children | Up to $50,000 lifetime maximum |
| Terrorism Coverage | Up to $50,000 lifetime maximum |
| Felonious Assault | Up to $10,000 (in addition to the medical maximum) |
| Hazardous Activities (Optional) | Up to Plan Maximum |
| Loss of Checked Baggage | Up to $50 per article / $500 per occurrence maximum |
| Trip Interruption | $5,000 per occurrence |
| Personal Liability | Up to $50,000 maximum |
| Worldwide Assistance | 247/365 Seven Corners Assist service included |
| Plan Administrator | Seven Corners Insurance handles all claims and policy administration services |
| Insurance Underwriter | Policy underwritten by Crum & Forster SPC, a United States Fire Insurance Company. |
| Ratings of Insurance Company | A.M. Best: “A” (Excellent) and Standard & Poor’s: “A+” (Strong) |
| Quote / Buy Seven Corners Travel Medical Basic International Insurance Online | Buy Seven Corners Travel Medical Basic International Insurance |
Disclaimer: The information provided on this page is only a summary of Seven Corners Travel Medical Insurance, be sure to read plan brochure for complete details.
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by Seven Corners Assist.
Seven Corners Travel Medical Basic International Insurance - Plan Brochure
Review the Seven Corners Travel Medical Basic International Insurance Brochure for policy information, coverage features and plan summary of benefits.
Seven Corners Travel Medical Basic International Insurance - Plan Certificate
Read the plan exclusions, program summary and description of coverage details in the Seven Corners Travel Medical Basic International Insurance Certificate.
Seven Corners Travel Medical Basic International Insurance PPO Network
- The plan has an extensive USA based and international PPO network. Outside the USA, seek care with any doctor, hospital, labs, and other caregivers.
- Provider Network: Search for doctors, hospitals and other provider in the Seven Corners Insurance PPO Network.
Seven Corners Travel Medical Basic International Insurance - Quote/Buy Online or Apply
Quote/Buy Seven Corners Travel Medical Basic International policy instantly online and print the ID cards instantly.
- Quote/Buy Online: Get instant quote & Buy Seven Corners Travel Medical Basic International Insurance coverage online.
Seven Corners Travel Medical Basic International Insurance - Renew/Extend Coverage
The plan coverage duration can be extended or renewed to a maximum period of 364 days. A $5 renewal additional fee apples for each renewal application.
- Renew Policy: Extend the policy coverage dates using Seven Corners Insurance Renewal link.
Seven Corners Travel Medical Basic International Insurance Cancellation & Refund Rules
Below are the rules pertaining to cancellation of the policy and refund of premium.
- Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
- Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.
Seven Corners Travel Medical Basic International Insurance Plan FAQ
Below are some of the questions frequently asked queries about the plan gathered from client interactions:
What are the common terms used in the Seven Corners Travel Medical Basic International plan?
Medical Maximum, Deductible, Coinsurance are commonly referenced
Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.
Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.