Student Health Advantage International Student Insurance Plans by IMG
IMG offers Student Health Advantage international student medical insurance plan offerings for foreign students or study abroad participants, coverage is also available for dependent family/children, and the Student Health Advantage plan is available in Standard/Platinum options and in Group purchase also.
IMG offers Student Health Advantage series of plans that are is designed typically for international students studying full-time in USA or outside home country, or exchange visitors participating is cultural, academic, or research programs also. IMG Student Health Advantage (SHA) Student Insurance is available for students studying abroad in any nation and is available in individual, family or group purchase options, and come as standard or platinum versions. The Student Health Advantage comes as below, both individual/family or group purchase options:
Plans administered by International Medical Group (IMG) and policy is underwritten by SiriusPoint Specialty Insurance Corporation.
Compare IMG Student Health Advantage Plans
Which Plan is Better - Student Health Advantage or Student Health Advantage Platinum?
Our extensive experience and research on Student Health Advantage vs Student Health Advantage Platinum insurance plans, both individual/family or group purchase options:
Student Health Advantage Insurance
- For international students or scholars participating in a sponsored study abroad program
- No Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
- Deductible of $100
- Maximum coverage amount for student: $500,000
Student Health Advantage Platinum Insurance
- For international students or scholars participating in a sponsored study abroad program
- No Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
- Maximum amount for student: $1,000,000
- Provides coverage for mental health, organized sports and pre-existing conditions
Student Health Advantage Standard
Basic Intl. Student/Scholar Plan
- Foreign students studying in USA
- Intl. study abroad participants
- Standard plan for lower cost benefits
- Long-term foreign scholar coverage
- Max. amounts $500K (each member)
- Student Health Center, each visit $5 copay
- Universal Rx pharmacy savings discount
- Pre-existing coverage (after 12 months)
- Meets F1/F2 student visa requirements
- Meets J1/J2 exchange visa requirements
- Deductible of $100 per injury/illness
- Student Health Center $5 copay/visit
- No Coinsurance in PPO/Student Health Center
- UnitedHealthcare Options network
- IMG IPA network outside USA
- Coverage included for Mental Health
- Optional Hazardous/Organized sports
- International emergency care & assistance
- Instant buy, ID cards/proof of coverage
- Renew & cancel plan, applicable refund
- Cancel before start gets full refund
- Easy application, quote & buy online
- Administered by IMG Insurance
- Underwritten by SiriusPoint
SHA Standard Insurance Review
Review IMG Student Health Advantage Standard (SHA Standard) plan that meets the coverage needs of international students studying in USA, or full-time scholars in academic or research programs outside home country. SHA Standard offers comprehensive medical coverage up to $500K maximum (with a $100 deductible for each injury or illness), and is designed for individual international students studying abroad or exchange scholars participating in a sponsored study abroad program, and offers an annually renewable comprehensive medical plan that meets US student and exchange program visa requirements, and includes many featured benefits such as pre-existing conditions (after 12 months wait period), mental health, organized sports, international emergency care, emergency assistance services, and more. IMG Student Health Advantage (SHA) plans offer no coinsurance and offer a $5 copay option for using the student health center at the college or university campus.
Complete the application (online) to review, quote and buy Student Health Advantage plan online.
Student Health Advantage Standard →
Student Health Advantage Platinum
Best Intl. Student/Scholar Plan
- Foreign students studying in USA
- Intl. study abroad participants
- Long-term foreign scholar coverage
- Max. amounts $1 Million/insured
- Student Health Center $5 copay/visit
- Universal Rx pharmacy savings discount
- Pre-existing coverage (after 6 months)
- Maternity coverage for Pregnancy/childbirth
- Meets F1/F2 student visa requirements
- Meets J1/J2 exchange visa requirements
- Deductible of $25 only per illness/injury
- Student Health Center $5 copay/visit
- In PPO/Student Health Center, No Coinsurance
- UnitedHealthcare Options PPO network
- IMG IPA network outside USA
- Coverage included for Mental Health
- Optional Adventure sports rider
- International emergency care & assistance
- Instant buy, ID cards/proof of coverage
- Renewable & cancellable plan
- Easy quote & buy policy online
- Administered by IMG Insurance
- Underwritten by SiriusPoint
SHA Platinum Insurance Review
Review the Student Health Advantage Platinum Insurance (SHA Platinum) plan adds on the features and benefits offered when compared with IMG Student Health Advantage SHA Standard plan option. The SHA Platinum option offers higher plan maximums of $1 million, lower deductible of $25 per visit to doctor/clinic/hospital for sickness or injury, and feature additions including coverage for pre-existing conditions (after 6 months wait-period only), maternity benefits including pregnancy care and child birth charges.
Complete the application (online) to review, quote and buy Student Health Advantage Platinum plan online.
Student Health Advantage Platinum →
Student Health Advantage Group
Intl. Student/Scholar Group of 5+
- Groups of 5+ studying in USA
- 5+ studying outside home country
- 10% discount on group rates
- Comprehensive medical insurance
- Max. amounts $50K to $1M (each)
- Choose deductible $0 to $2500
- Single-trip plan for groups
- 5 days min., renew to 24 months
- Pre-exist conditions (acute onset)
- Instant buy, ID cards/proof
- Renewable & cancellable plan
- Cancel before start gets full refund
- Easy quote & buy a single policy
- Administered by IMG Insurance
- Underwritten by SiriusPoint
SHA Group Insurance Review
Review the Student Health Advantage Group Insurance (SHA Group) plan that meets the coverage needs of groups of 5 or more international students studying in USA. The plan offers all the features of the SHA Standard plan, but offers the ease and convenience of completing a single application and purchasing a single SHA Group policy for the entire group of five or more full-time students studying in USA or in any foreign country abroad.
Complete the application (online) to review, quote and buy Student Health Advantage Group plan online.
Student Health Advantage Group →
Student Health Advantage Platinum Group
Best Intl. Student/Scholar Plan for 5+
- 5+ group outside home country
- 10% discount on group rates
- Suits group in/out of America
- Cheap comprehensive group plan
- No acute-onset of pre-ex cover
- Maximum choices $50K to $1M
- Deductible from $0 to $2,500
- Quote & purchase, ID cards/letter
- Buy from 5 days, renew 2 years
- Renew before expiration date
- Cancel prior to start for refund
- Quote & buy a single group policy
- Administered by IMG Insurance
- Underwritten by SiriusPoint
SHA Platinum Group Insurance Review
Review the Student Health Advantage Platinum Group Insurance (SHA Platinum Group) plan that meets the coverage needs of groups of 5 or more international students studying in USA. The plan offers all the features of the SHA Platinum plan, but offers the ease and convenience of completing a single application and purchasing a single SHA Platinum Group policy for the entire group of five or more full-time students studying in USA or in any foreign country abroad.
Complete the application (online) to review, quote and buy Student Health Advantage Platinum Group plan online.