Travel Insurance for Philippines
Best Travel Insurance for Philippines
Philippines Travel Insurance Plans
Philippines Travel Insurance is best suited for tourist visiting Philippines, or for anyone traveling to Philippines from any foreign land for business or leisure. Review coverage for sickness or injury and other travel benefits, instantly quote cost and buy Travel Insurance for Philippines today.
Quote, review and buy Philippines travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting Philippines from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in Philippines or other foreign destinations outside their home country. Visitors to Philippines and international travelers to Philippines can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance.
Philippines Travel - Experience Filipino Culture & Heritage
Traveling to the Philippines offers a diverse range of experiences, from vibrant cities to stunning natural landscapes and pristine beaches. Here’s a brief overview to help you plan your trip:
Manila: Start your journey in the capital city, Manila. Explore historical sites such as Intramuros, Fort Santiago, and Rizal Park. Don’t miss the bustling markets and vibrant nightlife of areas like Makati and Bonifacio Global City.
Beaches: The Philippines is famous for its beautiful beaches. Visit popular destinations like Boracay, known for its white sand beaches and water sports, or Palawan, home to the breathtaking El Nido and Coron. Other fantastic beach destinations include Cebu, Bohol, and Siargao.
Island Hopping: With over 7,000 islands, island hopping is a must-do activity in the Philippines. You can take boat tours to explore pristine islands, swim in crystal-clear waters, and snorkel or dive to discover colorful marine life and coral reefs.
Trekking and Nature: Nature lovers will enjoy exploring the Philippines’ lush landscapes. Head to the Banaue Rice Terraces in Luzon, a UNESCO World Heritage Site, or trek to the summit of Mount Pulag for breathtaking views. You can also visit the Chocolate Hills in Bohol or explore the underground river in Palawan.
Cultural Immersion: Experience the rich cultural heritage of the Philippines by visiting traditional villages, attending local festivals, and trying authentic Filipino cuisine. Don’t miss out on sampling iconic dishes like adobo, sinigang, and lechon.
Water Activities: The Philippines is a paradise for water sports enthusiasts. You can go snorkeling, scuba diving, surfing, kiteboarding, and even swimming with whale sharks in destinations like Oslob, Donsol, and Malapascua.
Practical Tips: Remember to check visa requirements before traveling to the Philippines. English is widely spoken, which makes communication easier for travelers. It’s also essential to stay hydrated, protect yourself from the sun, and be mindful of your belongings, especially in crowded areas.
Whether you’re seeking adventure, relaxation, or cultural experiences, the Philippines has something to offer every traveler.
Philippines Travel Insurance - Compare & Buy
Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.
Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..
Atlas International
Popular Plan for Intl. Travelers COVID-19
Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.
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Patriot International Lite
Basic Plan for Intl. Travelers
Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.
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Safe Travels International
International Travel outside America COVID-19
Comprehensive plan for coverage outside home country, max duration of 1 year, non-USA origin country only.
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Diplomat International
Top Visitor Health Insurance USA COVID-19
Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.
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Atlas Premium
Best Plan for Intl. Travel COVID-19
High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.
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Patriot Platinum
Best Plan for Travel to USA or Intl. COVID-19
Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.
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Diplomat Long Term
Best Coverage Outside Home Country COVID-19
Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.
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Travel Medical Choice – International
Popular Plan for Intl. Travel COVID-19
Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.
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Travel Medical Basic – International
Reliable and economical travel plan excl. USA COVID-19
Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.
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Atlas Essential
Budget Comprehensive COVID-19
Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.
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Visitor Secure
Low Cost Plan for USA Visitors COVID-19
Low-cost scheduled budget plan with fixed benefits with many options to choose from.
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Visitors Care
Low Cost Plan for Visitors to the USA COVID-19
Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.
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Safe Travels Elite
Fixed Plan for Visitors to the USA COVID-19
Low-cost scheduled budget plan with fixed benefits with many options to choose from.
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iTravelInsured Travel Insurance
IMG Trip Protection Plan
Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.
Travel Insurance Select
Trip Costs Protection Plan
Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.
Round Trip Insurance
Trip Loss, Delay or Interruption Coverage
Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.
Visitors Insurance for Philippines to USA Travel
If you are visiting the United States from Philippines and need sickness or injury coverage for your trip to the U.S., review and buy Visitors Insurance USA online.
Travel Health Insurance
Travel Insurance plan review and coverage features:
- Medical Expenses for Injury or Sickness
- Emergency Medical and Dental Expenses
- Inpatient/Outpatient Surgery Charges
- Sudden Dental Pain and Labs/Diagnostics
- Prescription Drugs and Medication Costs
- Emergency Medical Evacuation/Reunion
- Repatriation of Mortal Remains
- Affordable Comprehensive or Low-cost Fixed Benefit options
- Accidental Death & Dismemberment (AD&D)
- Flight Accident or Common Carrier Accidental Coverage
- End of Trip Home Country Coverage
- Trip Cancellation and Travel Interruption Benefits
Travel Insurance Review
Review Travel Insurance plan features and highlights:
- Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
- Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
- Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
- Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
- Flexibility on your return date with renewable or extendable policies.
- Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
- The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
- Reduced rates for dependent children included in the parents plan.
- Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
- Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.
Travel Insurance Questions & Answers
Below are some of the questions frequently asked (FAQ) with Philippines Travel Insurance plans, and more specifically with Travel Insurance for Philippines plans. For more answers, please refer to FAQs page.
What to expect as tourist travelers visiting Philippines?
Philippines offers a diverse experience for every traveler
Traveling to the Philippines offers a diverse range of experiences, from stunning natural landscapes to vibrant city life and rich cultural heritage. Here’s what you can expect as a tourist traveler:
Warm Hospitality: Filipinos are known for their hospitality and friendliness, so expect warm welcomes and helpful gestures wherever you go.
Beautiful Beaches: With over 7,000 islands, the Philippines boasts some of the world’s most beautiful beaches. From the white sands of Boracay to the secluded coves of Palawan, there’s no shortage of stunning coastal destinations to explore.
Adventurous Activities: Whether you’re into diving, snorkeling, surfing, or trekking, the Philippines offers plenty of opportunities for adventure enthusiasts. Explore underwater ecosystems, hike through lush rainforests, or try your hand at water sports in picturesque locations.
Rich Cultural Heritage: Discover the country’s history and culture through its UNESCO World Heritage Sites, colonial architecture, and colorful festivals. Visit historic churches, explore ancient rice terraces, and immerse yourself in local traditions and customs.
Delicious Cuisine: Filipino cuisine is a flavorful fusion of indigenous, Spanish, Chinese, and American influences. Don’t miss out on trying dishes like adobo, sinigang, lechon, and halo-halo, as well as street food favorites like balut and isaw.
Tropical Climate: The Philippines has a tropical climate with two main seasons: wet (June to November) and dry (December to May). Be prepared for warm temperatures and occasional rain showers, especially during the wet season.
Island Hopping: Explore the Philippines’ island paradise by hopping from one island to another. Island-hopping tours are popular in destinations like El Nido, Coron, and Siargao, allowing you to discover hidden lagoons, pristine beaches, and vibrant marine life.
Affordable Travel: Compared to many Western countries, traveling in the Philippines can be relatively affordable, with budget-friendly accommodations, meals, and transportation options available.
Language: English is widely spoken and understood in the Philippines, especially in tourist areas and major cities. However, learning a few basic Filipino phrases can enhance your travel experience and endear you to the locals.
Safety Precautions: While the Philippines is generally a safe destination for tourists, it’s essential to take common-sense precautions like avoiding isolated areas at night, safeguarding your belongings, and staying informed about any travel advisories or local regulations.
Visiting the Philippines promises an unforgettable experience filled with natural beauty, cultural discoveries, and memorable encounters with the Filipino people.
Why should I buy Travel Insurance for visiting Philippines?
Philippines Travel Insurance is a prudent coverage choice
Travel insurance is important for any trip, but buying Travel Insurance for Philippines in important for several reasons:
Medical Emergencies: Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In a country like Philippines where healthcare costs can be high for foreigners, having insurance can save you from significant financial burden in case of unexpected medical emergencies.
Trip Cancellation/Interruption: Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip.
Lost or Stolen Belongings: Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like Philippines, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable.
Emergency Evacuation: In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility.
Travel Delays: If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation.
Legal Assistance: Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip.
Adventure Activities: If you plan to engage in hazardous adventure sports or activities during your trip to Philippines, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities.
Peace of Mind: Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.
Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as Philippines, having Philippines travel insurance is a prudent decision to ensure a smooth and worry-free journey.
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