Visitors Insurance

Buy visitor medical insurance plan for visitors to USA & travelers to America, as visitor insurance policies are designed to provide health coverage for medical expenses incurred due to sickness or injury while visiting USA from foreign countries such as India, China, Canada, Brazil, Mexico, etc. Medical bills and related eligible expenses at U.S. providers are not cheap, and healthcare costs for sickness or illness, injury or accident in United States can lead to financial burden and undue stress for the visiting individual and/or immediate caregiver family living in USA. Relatives visiting USA or parents from India who are USA visitors absolutely need to purchase coverage for parents visiting USA. It is very important to review visitors insurance plans and purchase adequate visitors insurance coverage for them for the entire duration outside home country.

A visitor health insurance policy helps immensely, and no medical check-up exam or proof of medical records is required before applying and for enrollment into a qualified US visitors insurance plan that covers hospital expenses, doctor fees, and prescription drug charges, medical evacuation and repatriation benefits are included also. Many US visitors insurance plans offer direct cash-less settlement of claims, and health care providers can directly bill the insurance company for the eligible medical charges. Insurance claims support is available 24/7, 365 days of the year, and customer service is supported by American visitor insurance company which is a business based in the USA.

US visitors insurance provides medical protection for short-term visitors to USA by insuring any risk of unforeseen medical expenses while in the US, the visitor health insurance for foreign visitors to USA also offers coverage for tourists while visiting America, or during international travel abroad. Insurance providers have designed an array of visitors travel insurance plans specifically for visitors and travelers worldwide that feature basic fixed to comprehensive benefit. The visitors insurance plan premium cost depends on many factors including the age and gender of the applicant, choice of basic fixed benefit or comprehensive coverage opted, maximum benefit amount, and any optional riders included.

In the United States of America, international tourists on a US B2 visitor visa are not eligible to purchase domestic health insurance plans and specifically need to review/buy USA visitor insurance or travel medical insurance plans, which are not subject to the minimum coverage requirements of the Affordable care Act (ACA or Obamacare).

As a visitors to the United States or an internatinal traveler outside your home country, when your travel plans are set, you could could benefit from travel insurance, how do you know what type of insurance plan would be best for your exact coverage needs? This leads you to ask the question: Do you need a Visitor Health Insurace or Travel Medical Insurance or Trip Cancellation Insurance?

Visitor Health plans are suited for USA visitors while Travel Medical plans are suited for international travelers outside home country. Both these plan types focus on the medical expense and evacuation benefits, and may include some limited benefits for trip interruption and baggage loss. The visitor health and travel medical plans may be used for a single trip, or for a long-term stay in another country up to 364 days. Both these plans do not include a trip cancellation benefits, and are priced according to the age of the visitor or traveler, and the coverage duration selected, and are typically lower cost than a comprehensive Trip Cancellation plan.

A Trip Cancellation plan typically has more robust benefits than a travel medical plan. Key benefits include trip cancellation, trip interruption and travel delay. These plans also include the accident & sickness medical expense and emergency medical evacuation benefits found in Visitor Health or Travel Medical plans. Trip Cancellation plans are designed for single trips, generally up to 30 days, and are priced as a percentage of the insured trip cost amount based on the age of the traveler.