Atlas America Visitor Insurance plan offers comprehensive travel medical insurance coverage benefits to foreign citizens traveling to America far a short term visit. The plan is ideally suited for parents, relatives and other elderly citizens visiting USA.
Atlas America Visitor Insurance policy offers a host of essential medical services during health emergencies such as emergency accident, injury, illness or sickness, travel assistance, and accidental death and dismemberment, repatriation of mortal remains, medical evacuation benefits, advanced maternity care, dedicated insurance customer support, optional supplementary adventure-sports riders to foreign nationals while visiting the United States. Atlas America Insurance policy also provides protection for serious medical problems and emergency medical situations which can be financial doom without proper visitors insurance coverage during a visit to the United States or any country. The Atlas America visitors insurance plan pays for essential medical charges incurred for hospitalization charges and physician’s consultations, and also provides immediate medical evacuation and relocation during health emergencies, including provisions for emergency ambulances, admission in intensive care units during hospitalization for medical emergencies including usage of life-support apparatus. The Atlas America visitor insurance is one of the only travel health policy that offers benefit amount of reimbursement for an acute relapse or manifestation of a pre-existing health condition as explained in the Atlas travel plan brochure. Atlas America health insurance also provides reimbursement for terrorist acts, trip cancellations or travel termination or delays or stoppages, due to adverse climate or any other natural calamities that might interrupt your travel abroad.
Atlas America Visitors Insurance plan policy can be purchased for a minimum coverage period of 5 days to a maximum of 12 months continuous coverage, after which the Atlas plan can be renewed twice for continuous periods of 12 months each. The Atlas America insurance policy plan provides for cashless billings the CMN PPO network. Atlas America insurance allows the traveler to waive the coinsurance for any medical services – doctors, hospitals, labs, etc – all within the PPO network. The provider network is extensive in the US and can be searched by zip code. After the deductible amount criterion is satisfied, the policy pays all the incurred expenses up to the plan maximum insurance amount covered. The Atlas America visitors insurance policy offers reimbursement in cases of interrupted and/or canceled trips. Atlas America insurance policy plan is underwritten by the oldest insurance market in the world – Lloyd’s of London, and the plan is administered by HCC Medical Insurance Services.