Seven Corners Travel Medical Basic (Including US)
Seven Corners Travel Medical Basic - USA is a comprehensive insurance plan for non-U.S. citizens and non-U.S. residents traveling to the United States, purchase coverage from 5 days up to 364 days, renewable.
COVID-19 / SARS-CoV-2 / Coronavirus Seven Corners Travel Medical Basic – USA for testing/treatment of COVID19. The World Health Organization (WHO) and the U.S. Centers for Disease Control and Prevention (CDC) declared it as a global pandemic in 2020.
Seven Corners Travel Medical Basic USA policy is designed to protect visitors to the USA and travelers to the United States of America while outside their home country. The plan provides comprehensive travel medical insurance coverage for non-U.S. citizens and non-U.S. residents traveling to the United States.
The Seven Corners Travel Medical Basic USA plan offers up to $1 million coverage from a minimum duration of 5 days up to a maximum of 364 days. To buy this plan, you must be a non-U.S. resident and non-U.S. citizen who is at least 14 days of age or older. Green Card/Permanent Resident cardholders/Dual US Citizens may not buy this plan.
The Seven Corners Travel Medical Basic USA plan provides reliable and economical comprehensive medical coverage for non-U.S. citizens visiting the United States, where healthcare costs can be very high. Pricing varies based on factors like age, trip cost, and destination, but actual premium rates can be quoted online.
- Quote and Buy Seven Corners Travel Medical Basic USA Insurance online
- Review the Seven Corners Travel Medical Basic USA Insurance Brochure
- Review the Seven Corners Travel Medical Basic USA Insurance Certificate
Seven Corners Travel Medical Basic USA Insurance is administered by Seven Corners Travel Insurance and is underwritten by Crum & Forster, SPC, rated A (Excellent) by AM Best. C&F is a United States Fire Insurance company.
Seven Corners Travel Medical USA Insurance Options
Seven Corners Travel Medical USA is available in two plan options:
- Seven Corners Travel Medical Choice – USA – Popular comprehensive plan option, maximum up to $1 million, pays 100% within and 90% outside PPO in USA, renew up to 364 days (1 year).
- Seven Corners Travel Medical Basic – USA – Reliable and economical comprehensive plan selection, maximum up to $1 million, pays 100% within and 80% outside PPO in USA, renew up to 364 days (1 year).
Seven Corners Travel Medical Basic USA Insurance Review
Reliable Plan for Visiting USA COVID-19
Notes: Reliable and economical comprehensive medical coverage for non-U.S. residents and non-U.S. citizens traveling to the USA and elsewhere, includes sudden relapse with acute-onset pre-existing condition benefits for ages below 70 years. Covers Covid-19. Renewable.
Eligibility: Any foreign national (non-U.S. resident and non-U.S. citizen) individuals and/or family visiting the USA or traveling to any other nation outside home country.
Coverage Duration: Minimum of 5 days to maximum of 1 year (364 days)
Amounts:
- Member maximum limits: $50K to $1 million
- Choice of deductible: $0 to $5,000
- AD&D benefit: $10K (included)
PPO Network: For treatment received within USA, plan uses UnitedHealthCare Preferred Provider Organization (PPO) network, save on co-insurance when you stay within the Seven Corners PPO network to consult a doctor or hospital for medical care.
Renew or Extend: Plan renewable or extendable to total period of 364 days prior to expiration date of policy.
Other Highlights
- Provides protection for foreign nationals visiting the USA
- Covers worldwide trips outside your home country
- For ages of above 14 days and below 100 years
- Green Card/Permanent Resident cardholders not eligible
- Sickness/injury plans for USA visitors & travelers
- Includes coverage for Covid-19/Coronavirus
- Acute-onset of pre-conditions included
- Quote & purchase online for single trip
- Optional riders to policy available
Seven Corners Travel Medical Basic USA Insurance Policy Information
Seven Corners Travel Medical Basic Insurance (Including US) is the reliable and economical plan offering benefits for non-US citizens of any nation when traveling to the United States and outside home residency country, plan offers renewable coverage with up to $1,000,000 in medical benefits. The plan covers COVID-19 the same as any other illness for all ages. It also offers your choice of deductible, a medical maximum up to $1,000,000 for most ages and a $500,000 emergency medical evacuation benefit. And, there is no coinsurance if you receive treatment in network in the USA and plan pays 80% outside the network. Policy Underwritten By: Crum & Forster SPC & AM Best Rating: A (Excellent).
Seven Corners Travel Medical Basic USA Insurance Overview
- Plan Highlights:
- Suited for foreign nationals visiting USA and traveling to other nations outside home country
- Travel medical insurance for individuals/families traveling to the United States and outside home country
- Visitor health insurance for non-U.S. citizens and non-US residents visiting the USA
- Comprehensive plan that provides up to US$1,000,000 medical coverage
- Plan offers coverage for COVID19 treatment and care.
- Wide PPO network, of hospital or doctor can be consulted and save on co-insurance options
- Coverage for age group of minimum of 14 days old onwards up to 80+ years
- US$10,000 Accidental Death and Dismemberment benefits
- Medical Evacuation and Emergency Reunion benefits included
- Eligibility: Visitors to the USA and travelers visiting outside their home country.
- Policy Maximum: Plan offers maximum coverage from US $50,000 to $1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000 or $100,000 and for 80 years and older it is $10,000.
- Plan Deductible: Options of US $0, $100, $250, $500, $1000, $2500 or $5,000 deductible per certificate period.
- Duration: Minimum period of 5 days to maximum period of 364 days.
- Acute Onset of Pre-Existing Conditions: Provides as follows:
14 days to 69 years old: $25,000 70 to 79 years old: $2,500
80 years and older: N/A - Coverage for COVID-19: Provides COVID-19 treatment benefit up up to $100,000* in medical expenses for COVID-19, SARS-Cov-2, and any mutation or variation of SARS-CoV-2.
- Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included
- Claims Form: Download the claim form using Seven Corners Insurance Claims link.
- Administrator: Plan is administered by Seven Corners Inc.
- Underwriter: Underwritten by Crum & Forster SPC & AM Best Rating: A (Excellent).
Seven Corners Travel Medical Basic USA Insurance Plan Details
Seven Corners Travel Medical Basic USA Insurance plan provides visitor health insurance for non-U.S. citizens and non-residents visiting USA and also while traveling elsewhere abroad, review plan benefit information, policy options, coverage details and quote, buy and purchase policy instantly online.
| Seven Corners Travel Medical Basic USA | |
| Quote & Buy Online | Seven Corners Travel Medical Basic USA Insurance Quote |
| Plan Brochure | Seven Corners Travel Medical Basic USA Insurance Brochure |
| Coverage Period or Duration | Coverage period minimum duration of 5 days and maximum length of 364 days (12 months) |
| Coverage Area | Worldwide coverage ages with “Excluding” or “Including” the United States options available |
| Benefit Period | 180 days (amount of time you have from the date of your injury/illness to receive treatment). |
| Maximum Medical Benefit Per Person | Ages 14 days to 69 years: $50,000, $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000 Ages 70-79 years: $50,000 Ages 80+ years: $15,000 Note: For ages 70-79 years needing worldwide “Excluding” the United States, medical maximum of $100,000 also available |
| Deductible | Choices include: $0; $100; $250; $500; $1,000; $2,500, and $5,000. Note: There is a maximum of 3 coverage period deductibles per family |
| Coinsurance Options | For treatment received inside USA: In PPO Network: 90% of the first $5,000, then 100% up to the Medical Maximum Out of PPO Network: 80% of the first $5,000, then 100% to the Medical MaximumFor treatment received outside of the U.S.: Outside the United States: Plan pays 100% of eligible expenses Note: Co-insurance is applied per person per period of coverage |
| Hospital Room & Board | URC Up to Plan Maximum. |
| Inpatient Hospital Services | URC Up to Plan Maximum. |
| Outpatient Hospital / Clinical Services | URC Up to Plan Maximum. |
| Emergency Room Services | URC Up to Plan Maximum. |
| Doctor’s Office Visits | URC Up to Plan Maximum. |
| Prescription Drugs | URC Up to Plan Maximum. |
| Home Healthcare | $2,500 Maximum |
| Local Ambulance | $10,000 Maximum |
| Hospital Indemnity | Applies outside the United States & Canada; $150 per day to a maximum of 30 days. |
| Coma Benefit | $25,000 (in addition to Medical Maximum) |
| Claims Precertification | Required in the United States If not pre-certified, 25% penalty applies Note: Penalty does not apply to emergency |
| Home Country Coverage | Incidental Trips to the home country: Up to $10,000 for incidental trips to Home Country Home Country Extension of Benefits: Up to $10,000 upon return to Home Country |
| Pre-existing Condition Coverage | US Residents outside of the United States: Waiver of Pre-existing Conditions up to $50,000 for below age 70 (age 70+, up to $10,000). Emergency Services & Assistance limited to $25,000 Non-US Residents traveling to the United States: Acute Onset of a Pre-existing Condition up to $30,000 for below age 70 (age 70+, up to $5,000). Emergency Services & Assistance limited to $25,000 |
| Dental Benefit | Sudden Relief of Dental Pain: $200 Emergency Dental Accident Coverage: $5,000 |
| Emergency Medical Evacuation | Up to $1,000,000 (in addition to the medical maximum) |
| Return or Repatriation of Mortal Remains | Up to $50,000 lifetime maximum |
| Local Cremation or Burial | Up to $5,000 |
| Emergency Medical Reunion | Up to $200 per day / $50,000 maximum limit |
| Accidental Death & Dismemberment (AD&D) | Limits of $50,000 for insured or travel companion, $5,000 for dependent children, and aggregate limit of $250,000 all insured under plan Note: In the event of a Common Carrier Accidental Death, this benefit will not be paid |
| Common Carrier Accidental Death Benefit | $50,000 for insured or travel companion; $10,000 per child ; and aggregate limit of $250,000 all insured under plan |
| Hospital Expenses | Hospital Room & Boarding charges, Intensive Care Unit & Expenses for Inpatient and Outpatient Care Up to Usual, Reasonable & Customary (URC) to the medical maximum |
| Hospital Indemnity | $150/night to a maximum of 30 days per occurrence, while traveling outside the U.S. Note: This amount is paid for the hospital incidental charges, and separate from the hospital treatment expenses |
| Coma Benefit | $50,000 (in addition to the medical maximum) |
| Political Evacuation | Up to $50,000 lifetime maximum |
| Natural Disaster Benefit | Daily Benefit Up to $100 per day for 5 days |
| Natural Disaster Evacuation | Up to $50,000 lifetime maximum |
| Return of Minor Children | Up to $50,000 lifetime maximum |
| Terrorism Coverage | Up to $50,000 lifetime maximum |
| Felonious Assault | Up to $10,000 (in addition to the medical maximum) |
| Hazardous Activities (Optional) | Up to Plan Maximum |
| Loss of Checked Baggage | Up to $50 per article / $500 per occurrence maximum |
| Trip Interruption | $5,000 per occurrence |
| Personal Liability | Up to $50,000 maximum |
| Worldwide Assistance | 247/365 Seven Corners Assist service included |
| Plan Administrator | Seven Corners Insurance handles all claims and policy administration services |
| Insurance Underwriter | Policy underwritten by Crum & Forster SPC, a United States Fire Insurance Company. |
| Ratings of Insurance Company | A.M. Best: “A” (Excellent) and Standard & Poor’s: “A+” (Strong) |
| Quote & Buy Online | Buy Seven Corners Travel Medical Basic USA Insurance |
Disclaimer: The information provided on this page is only a summary of Seven Corners Travel Medical Basic USA Insurance, be sure to read plan brochure for complete details.
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by Seven Corners Assist.
Seven Corners Travel Medical Basic USA Insurance - Plan Brochure
Review the Seven Corners Travel Medical Basic USA Insurance Brochure for policy information, coverage features and plan summary of benefits.
Seven Corners Travel Medical Basic USA Insurance - Plan Certificate
Read the plan exclusions, program summary and description of coverage details in the Seven Corners Travel Medical Basic USA Insurance Certificate.
Seven Corners Travel Medical Basic USA Insurance PPO Network
The plan has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers. Seeking care within the PPO network gives you saving in coinsurance charges.
- Provider Network: Search for doctors, hospitals and other provider inside the PPO network using Seven Corners Insurance PPO Network link.
Seven Corners Travel Medical Basic USA Insurance - Quote/Buy Online or Apply
Quote/Buy Seven Corners Travel Medical Basic USA policy instantly online and print the ID cards instantly.
- Quote/Buy Online: Get instant quote & Buy Seven Corners Travel Medical Basic USA Insurance coverage online.
Seven Corners Travel Medical Basic USA Insurance - Renew/Extend Coverage
Liaison Travel Choice coverage duration can be extended or renewed to a maximum period of 364 days. A $5 renewal additional fee apples for each renewal application.
- Renew Policy: Extend the policy coverage dates using Seven Corners Insurance Renewal link.
Seven Corners Travel Medical Basic USA Cancellation & Refund Rules
Below are the rules pertaining to cancellation of the policy and refund of premium.
- Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
- Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.
Seven Corners Travel Medical Basic USA Insurance Questions & Answers
Below are some of the questions frequently asked with the Seven Corners Travel Medical Basic USA Insurance plan gathered over many years:
Who is eligible to purchase the Seven Corners Travel Medical Basic USA policy?
Non-US citizens and non-US residents visiting the USA and traveling outside home country
Seven Corners Travel Medical Choice USA Insurance provides protection to foreign nationals (non-US citizens and non-US residents) while visiting the United States and while anyone traveling internationally outside their home country of residence. You are covered for worldwide trips that include the USA if you are traveling outside of your home country, which is the country where you have your permanent residence. Travelers must be non-U.S. residents and non-U.S. citizens who are 14 days of age or older. United States citizens, including those with dual citizenship, and Green Card/Permanent Resident cardholders cannot buy this plan for travel to the Unit- ed States and U.S. territories.
What are the common terms used in the Seven Corners Travel Medical Basic USA plan?
Medical Maximum, Deductible, Coinsurance are commonly referenced
Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.
Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.