Visit USA Insurance, also called Visit USA Health Care Insurance, is ideal for tourists and visitors to the U.S. who come for pleasure, business or study. Visit USA Insurance is a temporary Medical Insurance for tourists and visitors to the United States. Visit USA Insurance is comprehensive coverage plan and is also suitable for new immigrants to the U.S. Coverage is available from a minimum of 15 days to a maximum period of up to 12 months, and benefits are available per incident/illness, and the policy can begin as early as the next day. Visit USA Insurance provides insurance coverage for Accident/Sickness Medical, Emergency Medical Evacuation and Assistance coverage in the United States. VisitUSA offers optional high limit Accidental Death & Dismemberment coverage, with incidental travel to Mexico, Canada for up to 14 days, and Emergency Travelers Assistance also included in coverage.
Visitor to US must be aware of health care system which is expensive and the importance of visitor health plan. Travel medical insurance is a prime necessity to be safe from unanticipated financial crises. Moreover they have mandated health insurance for visitors to the US. Travelers to the US can not avail from home land insurance while visiting the United States. Visitor medical insurance issued in a foreign country may not be accepted by doctors and hospitals in America. Visit USA visitor insurance is one of the renowned health insurance plans offered by AIG Assist, Houston, Texas for affordable amount. Visit USA-HealthCare is underwritten by the Insurance Company of the State of Pennsylvania, Philadelphia, Pennsylvania, A++ rated by A.M. Best Company and a member of the American International Group of Companies (AIG). Claims are adjusted by AIG Life Insurance Company, Wilmington, Delaware.
Visit USA Insurance Plan A and Visit USA Insurance Plan B are the two plans offered for tourists with a with varying medical benefits provided per illness or injury as shown in the table below. Four deductible choices are offered: US$50, $250, $500, and $1,000. After this deductible is met, the Visit USA plan pays 80% of your medical losses to the extent of maximum benefit as per the plan chosen.
| Visit USA Health Insurance | ||
|---|---|---|
| Visit USA Plan Benefits | Plan A Limit | Plan B Limit |
| Illness and Injury Medical Expense/Incident* * The Medical Expense Benefit Limit for ages 80+ is $10,000. |
$50,000 | $100,000 |
| Emergency Medical Evacuation | $70,000 | $100,000 |
| Accidental Death & Dismemberment (AD&D) | $50,000 | $100,000 |
| Repatriation of Remains | $10,000 | $20,000 |
| Family Travel Benefit | $10,000 | $10,000 |
| Incidental Travel (to Canada, Mexico, U.S. Territories, maximum 14 days) | Included | Included |
| Emergency Travelers Assistance Service | Included | Included |
| Optional Benefits | ||
| Additional AD&D Flight Insurance AD&D Due to Other Accidents |
$250,000 $100,000 |
|
| Hazardous Activity Coverage | Medical Expense coverage for activities normally excluded from coverage such as motorcycling, scuba diving, skiing and whitewater rafting. | |
Visit USA-HealthCare is a registered trademark of Travel Insurance Services, California, USA based company, and is also available through certain insurance agents and brokers throughout the U.S., being one of the pioneers as it has been offered since 1973. Visit USA health care is designed for foreign nationals visiting America and is available for up to 12 months of continuous coverage. Visit USA health insurance offers excellent illness and accident expense protection for low cost. Insured under Visit USA visitor insurance plan, the possibility of a large unpredicted health cost or even being denied medical attention can be avoided. There are two plans under Visit US, depending on traveler requirements they can choose from two insurance plans to safe guard from financial crises while in the United States.The plans differ in their benefits limits and deductibles. Some of the health care costs covered under Visit USA are as follows, charges made for diagnosis, treatment, surgery by a physician, charges made by a hospital for room, emergency travel assistance and so on.
Visitors to the United States can enroll as early as when the traveler leaves his or her homeland. Visitor to the United States of America can buy Visit USA visitor insurance online without any complications and with ease as no medical check-up is required and no paper work needs to be submitted for any approval. Visitor insurance customers need to fill an online application to enroll for the Visit USA plan by providing the authentic details such as age, citizenship, dependents, etc. Visitors can use a credit card to purchase visit USA health insurance online. Make sure that you are insured with VISOA.com before you commence your journey to the United States of America and have a safe and peaceful travel.