USA Visitors Insurance

Visit the following highlighted links for Visitor Insurance USA plans that have more information on both cheaper or lower cost visitor medical insurance plans with benefits that are fixed or limited or scheduled per the Schedule of Benefits or Schedule of Coverage as listed in the corresponding plan brochure:

• Visitors Care Insurance   COVID-19
• Visitor Secure Insurance   COVID-19
• Safe Travels Elite  COVID-19 
• Travel Medical USA Visitor  COVID-19 

If you are a foreign national and traveling outside of your home country to the USA, your domestic health insurance plan is not going to cover all your emergency medical expenses in the United States. It is strongly recommended for international visitors to Florida to buy travel medical insurance from private visitor insurance company when traveling to USA. The U.S. health care system is expensive and one of the best in the world, however, visitors and tourists to USA are not eligible to any of the medicare insurance programs. That requires visitors to the USA to pay their own bills and hospitals charges as an uninsured, if they are not covered with a valid visitors medical insurance USA certificate.

Currently, only few visitors health insurance plans with comprehensive benefits include coverage for testing or treatment of coronavirus and COVID19 disease related to the global pandemic. These  visitor insurance COVID-19  compliant plans are listed below:

• Atlas America – Top rated popular plan includes acute-onset or sudden relapse of pre-existing condition coverage for ages below 80 years. For ages 65-79 years, maximum coverage choices limited to $50K or $100K USD, with pre-existing condition coverage maximum limited to $50K or $100K.
• Patriot America Plus – Excellent plan with Covid coverage for foreign residents visiting the United States, includes coverage for acute pre-conditions up to age 70 years, and illness or accident cover at affordable costs.
• Safe Travels USA Comprehensive – Travel medical plan that covers foreign nationals (non US-citizens/residents) below 90 years age while visiting the USA, covers Acute Onset of Pre-Existing conditions up to the policy maximum below age 70 years, and offers one Well Visit use per policy.
• Patriot Platinum America – Best comprehensive plan with high maximum coverage amounts for visitors to the USA or intl. travelers, many other exclusive features and benefits.
• Atlas Premium America – Good comprehensive plan for visiting USA or intl. travel, high-end policy with higher AD&D limits and includes liability coverage benefits.
• Diplomat Long Term – Provides long term sickness and accidental injury coverage, benefits eligibility is for individual or family while traveling outside insured home country. The minimum period of coverage that can be purchased is 3 months, the maximum of 12 months, and offers renewable coverage to extend dates up to 3 years.
• Safe Travels USA Cost Saver – Primary accident/sickness medical insurance policy for foreigners up to age 89 years visiting the United States, also covers travel to other countries including the USA, plan is renewable up to 24 months, includes Unexpected Recurrence of a Pre-Existing Medical Condition up to $1,000.
• Diplomat America – Plan provides accident and sickness/injury for non-US citizens while traveling outside their home country to the United States. Coverage is available for primary insured, a second adult, unmarried dependent children, or even children traveling alone. The minimum period of coverage that can be purchased is 15 days, the maximum is 364 days, but the policy is NOT renewable.
• Visit USA Insurance– Older healthcare coverage for visitors or tourist to America, plan not renewable.
• Atlas Essential America – Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

Visitor Insurance USA plan review and coverage features:

• Medical Expenses for Injury or Sickness
• Emergency Medical and Dental Expenses
• Inpatient/Outpatient Surgery Charges
• Sudden Dental Pain and Labs/Diagnostics
• Prescription Drugs and Medication Costs
• Emergency Medical Evacuation/Reunion
• Repatriation of Mortal Remains
• Affordable Comprehensive or Low-cost Fixed Benefit options
• Accidental Death & Dismemberment (AD&D)
• Flight Accident or Common Carrier Accidental Coverage
• End of Trip Home Country Coverage
• Trip Cancellation and Travel Interruption Benefits

Review USA Visitors Insurance plan features and highlights:

• Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
• Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
• Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
• Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
• Flexibility on your return date with renewable or extendable policies.
• Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
• The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
• Reduced rates for dependent children included in the parents plan.
• Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
• Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

Below are some of the questions frequently asked (FAQ) with the Visitor Health Insurance plans. For more answers, please refer to Visitor Health Insurance FAQs page.

• 7 day/week professional customer service
• Free online immigrant, travel medical and visitors insurance quotes
• Best price assured! Lowest price guaranteed for all visitor insurance policies
• Compare plans and rates from different travel insurance providers
• Plans for all nationalities, dependents, and visiting parents or relatives
• Absolute privacy of insurance subscriber information
• View and download immigrant and visitors insurance plan brochure
• No medical exam required to purchase visitor insurance policy
• American Visitor Insurance Underwritten by top US based companies