It is always prudent to review and purchase visitors insurance for travel to USA, when anyone who is visiting the United States from a company based in USA and focussed on visitor insurance plans. VISOA.com offer free insurance quote from several top rated providers with plans tailored for visitors to USA and travelers around the world. All visitor insurance products featured are available to people of all nationalities who are visiting another country for which they are not passport holders (tourists or expatriates). You can compare among several choices of products offered by well known and reputed US based insurance companies and purchase the plan online.
Buy Visitors Insurance
Once you buy visitor insurance coverage online, you will receive an immediate email confirmation which is also a virtual insurance card. A hard copy print out of this virtual card is proof of insurance coverage. The email will also provide information about the plan benefits along with relevant number provided for emergencies. You will also receive a hard copy of the original plan identification card and all other necessary documents by regular mail to the address provided while purchasing the policy. However if you cannot buy the coverage online, you can mail or fax us the completed application form along with the payment.
Renewal of Visitor Health Insurance
The visitor medical insurance coverage can be renewed if the visitor extends his/her stay beyond the original policy period. Like the original policy purchase, the renewals can also be completed online prior to the expiration date without lapse. Certain policies require an initial purchase of a minimum of days/months duration for future renewal eligibility.
Suggestions and safe travel tips regarding your visitor insurance policy:
- Keep a copy of the insurance card easily accessible to you.
- Read the policy details to understand the available benefits and any limits.
- Inform the people you are staying with about the insurance policy details.
- Keep all relevant telephone numbers and driving directions to the emergency facility in your area easily accessible.
Seeking Medical Care in the U.S.
There are essentially three ways to help you when seeking medical services. The choice of the specific option depends on the condition of the patient.
- 911 (Absolute Medical emergency)
- Emergency Care
- Scheduled Physician appointment
Call 911 for Emergency Health Care
You can call 911 for life threatening situations or when you have no means of getting urgent medical help. Once the call is made help arrives at your doorstep in very little time. The paramedics will check your vitals signs and gather relevant information while transporting you to the emergency facility. Emergency facilities are open 24 hours a day, 7 days a week. Service is provided to all patients irrespective of the visitor health insurance plan they have. The patient has reasonable buffer time to inform the insurance company about the emergency event. If the insured person is not in a position to do so anybody can call and inform the company on the customers behalf.
Emergency Hospitalization and Medical Care
This choice is usually for situations when a patient needs urgent attention, however it is not life threatening and the patient can visit the nearest medical service registered under the insurance companys provider network. You can either call the number given or your insurance ID card or search the providers directory online to find the nearest clinic, urgent care center, or medical facility near you, or go directly to the hospital emergency room.
Prior Doctor’s appointment
This choice is for medical problems that require prior appointment with the doctors office. The customer can call the telephone number on the back of ID coverage card to check if the provider is pithing the plan PPO network. The customer can alternatively confirm if the registered medical offices for that provider are under the insurance PPO network for the plan selected.
Top Visitors Insurance for USA Travel
Below are the visitor insurance suggestions based on age of travelers visiting USA:
Age below 70 years, choice insurance for tourist visiting USA
- Atlas America Insurance (up to $2 million maximum)
- Patriot America Plus (up to $500K maximum)
Ages 70-79 years, top insurance for travel to America
- Atlas America ($50K or $100K or $250K maximum)
- Patriot Platinum Insurance ($100K maximum)
- Patriot America Insurance ($50K maximum)
Ages 80+ years, best insurance for relatives/parents visiting USA
- Safe Travels USA Comprehensive (up to $50K maximum coverage maximum)